These are the four income-driven repayment plans:
- Revised Pay as You Earn Repayment Plan (REPAYE)
- Pay as You Earn Repayment Plan (PAYE)
- Income-Based Repayment Plan (IBR)
- Income-Contingent Repayment Plan (ICR)
Income-Sensitive Repayment Plan: Only those holding loans from the Federal Family Education Loan (FFEL) program are eligible for this program. The FFEL program has been discontinued and no new FFEL loans have given out since 2010. This plan is somewhat of an outlier, as the FFEL program was funded by a partnership of the federal government and private banks. This means that the exact details of this repayment plan can vary depending on who owns your loan and what your situation is.
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